33. Debbi King

Debbi King

Debbing King

Debbi King, learned about personal finance the hard way, with over $200,000 of personal debt.  Now she teaches financial literacy to people across the US.

  • How she had the dreams in her mind, but had no idea how to get there.
  • When she hit the wall, she found herself with over $200,000 of debt, making $12,000 a year.
  • Why she was looking in the wrong places for quick-fix answers.
  • How she decided to start completely over. And why she would never recommend bankruptcy for someone else.
  • Even after bankruptcy, she was going back to same habits that got her into the massive amount of debt.
  • Personal finance is 10% math and 90% emotions.
  • When she started asking herself the tough questions about, “Why was she buying all this stuff?”
  • People want the magic pill- The way to fix a major financial problem without any discomfort.
  • How “Keeping Up with the Joneses” got her.
  • “I identified myself a lot with what I owned.”
  • She wasn’t a fixer on things, she just replaced them.
  • People are afraid of judgment and would prefer to live with the stress.  It’s not worth it.
  • When you get the habits and emotions in order, your life will completely change.
  • Financial freedom only comes when you set healthy boundaries of your emotions and habits.
  • Personal finance is personal.  What worked for me- may not work for you.
  • How you know you are ready for a finance coach.
  • Figure out where you internally to match the budget.
  • It’s good to take time and enjoy the journey of getting out of debt.
  • Don’t feel like a failure if you take time for yourself while paying off that debt.
  • You have to find a plan that works for you.

Resources mentioned:

Questions?  Let’s talk:  amy@thinkenriched.com

Ready to get your finances in order?

  • Subscribe via iTunesStitcher, or RSS
  • Leave ThinkEnriched an iTunes rating and review

The episode “Debbi King | Hit the wall.  And came out swinging,” first appeared on Think Enriched.

26. Scott & Alyssa Barlow | Make money, Build your Dream & Give value to others.

Scott & Alyssa Barlow | Make Money, Build Your Dream & Create Tremendous Value for Others.

Scott & Alyssa Barlow | Make Money, Build Your Dream & Create Tremendous Value for Others.

Scott Barlow and wife, Alyssa, creators of Happen to Your Career, share their real-life story of how they learned to manage money, paid off a tremendous amount of debt, and created a business helping others navigate their career path while being able to stay at home with their family.

This dynamic couple made me laugh, look deeper and enjoy our time together.  We cover:

  • High school sweethearts figured out money in the world.
  • Scott built his first business in college.
  • Their first career move and settled into the house, dream cars and then lost a job.
  • How they determined to get serious about finances.
  • Finding themselves in the “Bad Spot.”  And how he told her it was time to fix it.
  • The numbers were more surprising than they realized.
  • “Counting your debt in airline miles…” is not the best way to evaluate it.
  • It was not easy.
  • How they work as business team and still maintain marital bliss.
  • “I can create things that are valuable for other people…and make money!”
  • Asking for a raise is possible.
  • How do you take control of your income, your health, your life…?  They are all interrelated.
  • When they stopped moving up the career ladder and decided to make his business- to their business.
  • Working at their company, balancing the details with big picture perspective.
  • How to balance the business and their regular life.
  • Create value and create the life you want.
  • Chats over coffee offered value to others, that led to Scott’s business model.
  • How kids changed their perspective on money management, life, and overall goals for them.
  • Their business, “Happen to Your Career” can help you find your career path.
  • A bonus created just for Think Enriched listeners is found at:  http://happentoyourcareer.com/enriched

Links mentioned:

Questions?  Let’s talk:  amy@thinkenriched.com

Ready to get your finances in order?

  • Subscribe via iTunesStitcher, or RSS
  • Leave ThinkEnriched an iTunes rating and review

The post:  Think Enriched | Episode 26 first appeared on Think Enriched.


20. The Board Meeting

The Board Meeting

The Board Meeting

The First Board Meeting.

Meet the board:  Travis Scott, Gina Young, and Brian Lindner, sharing their thoughts and insights on money management strategies.

Today’s board covers:

  • How to start that first difficult conversation with your sweetheart about the finances.
    • Remember you’re on the same team.
    • Common goals build the conversation.
    • Talk about money styles before you think you need to.
  • How to get out of debt quickly.
    • Plan on what’s costing the most.  (Check interest rates.)
    • Slow down and figure out the best solution for you.
    • See the big picture.  Write it down. Create the plan of action.
    • Find the pain point to make it work.
  • How to earn more money quickly.
    • Ask for a raise.  I Will Teach You to Be Rich
    • Change your habits right now. Buy generic brands. Spend less.
    • Get organized on your finances today.  It will feel like earning more.
  • Your credit cards are changing in October.  Are you ready?
  • The challenge from the Board.  Use #IThinkEnriched to join in the challenge and share your results.

12. Student Loan Debt? You’re not alone. An interview with Melanie Lockert

Melanie Lockert on Think Enriched

Melanie Lockert on Think Enriched

Melanie from Dear Debt Blog

2011, Graduated from NYU and moved to Portland, OR with $68K in debt

That feeling of being overwhelmed with debt, the shame and guilt and loneliness.

Do something productive with this struggle.

Her personal blog is about understanding that personal emotional relationship with debt.

The Dear Debt Letters:  Break ups.

Why she deleted her Mint.com account after three days.

You have to be ready to face your situation.

Her 7-10 Side Hustles going at a time.

How being unhappy makes you spend more money.

Shopping and consumerism is not a way to feel better.

How to know the difference between treating yourself and getting consumed in overspending and consumerism.

How to recover from a spending hangover.

Where she is now on her debt free journey.

What Melanie would tell the freshly new grad with a mountain of student loans.

Even $25 or $50 above the minimum will make some progress for you.

How you can connect with Melanie on Twitter.

E001 Welcome to Think Enriched

Welcome to Think Enriched! The show made for you.

Think Enriched with Amy Robles

Think Enriched with Amy Robles

This the show you’ve been waiting for.  The show where we really look at how to manage your money and make it work for you.

We have interviews with experts ready to offer tips and strategies to make your money work for you.

We’ll learn from people who have made small changes that, over time added up to make a big impact.

We have our own board of directors with insights, different perspectives discussing money strategies, how communication affects our finances, and how to improve.

Subscribe in iTunes and leave a review.  You won’t miss an episode and we can share the show with even more people looking to learn more.

Now it’s your turn!  Post your questions directly from your computer and get them on the show!  We’ll do the research and find out the latest information on current topics.

Listen weekly, start thinking enriched and watch how your daily decisions make a powerful impact to your bottom line.